Thursday, 23 June 2016

Yes I'm back!

It's been a while since I last posted, but fear not I haven't abandoned my blog - I've simply been moving house and have had no broadband until yesterday. I think it will take me a while to get back on track with my posts and I may have to do a consolidated catch-up post to get up-to-date with my finances, but the main thing is I'm back!

A historical day
This morning I set my alarm to get up at 5am to catch the last of the EU referendum results for whether Britain would vote to remain or leave. I have to confess I wasn't expecting the result as it's turned out, we will evidently be leaving the EU. A couple of things have struck me as the last results have come in...

We're now entering a period of very uncertain financial times - the truth is no-one really knows what will happen next and this is reflected in the immediate turmoil in the world markets - notably with the GB pound down 10% at the last reckoning. It will be interesting over the coming hours, days and weeks to see whether this is a temporary wobble due to the immediate shock of the result, or if this is a sign of things to come for the UK.

The other thing that I find deeply saddening is that this historical decision looks like it could end the UK union as we know it, with both Scotland and Northern Ireland calling for referendums to leave the UK and stay in the EU. It looks like the Great Britain I have grown up in could be about to change forever.

I also feel sorry for any of those from the EU currently in the UK who must now be feeling pretty unwelcome and worried for their future - particularly those who have been here many years and are an integral part of our communities. For my part I would just like to say that as far as I am concerned you are still very much welcome and I hope that anyone here in this country will be permitted to stay.

As the weeks ahead unfold who knows what else will happen - perhaps this will signal the end of David Cameron's reign, perhaps other countries in the EU will call for their own referendums, perhaps the UK will enter a recession, perhaps my savings and investments will bottom out for a while, perhaps interest rates will rise (glad we just locked in our mortgage rates for a while!), perhaps there'll be a run on the banks or we'll see some large financial institutions collapsing - financial armageddon?!, or perhaps things will stabilise much quicker than anticipated and things will trundle along much as they ever have...

I certainly will be following with great interest the developments that this historical decision has caused, and I hope that things are not going to be as bad as some have predicted, but instead as good as the Leave campaign have predicted...

More news
Following on from my previous post where I updated that we had exchanged contracts on the purchase of our new home, I can now proudly declare that we have moved in to our beautiful new home! The big move date was on 26th May and I have to say the move itself went very smoothly, much to the credit of family and friends who so kindly helped with our move.

As I mentioned at the start of this post, we have been without broadband since that date because the landline had been stopped by the previous owners and it takes about 4 weeks to get the landline reinstated in a new name so that a broadband provider can then be selected. We have both dearly missed our sturdy internet access! We did have limited internet capabilities through our mobile phone data packages, but it's certainly made me realise how many things we have that require wifi to operate, and how much data we actually use month to month. TheBF works from home so having a stable and robust internet connection is key for us.

Unpacked boxes waiting to be disposed
It's often said that moving house is one of the most stressful things a person will do in their life. So despite going through 2 house sales and a house purchase and move, I decided that this wasn't enough for me and that it was time to rejoin working life! Just one week after our move I started a new contract working on a project in an IT department for a company involved in Retail. It's a position which effectively requires a full-time week of hours so my free time is significantly impacted. This poses challenges on several levels, I will need to be very good at managing how I split my time across unpacking boxes, setting up home, writing this blog, working on income generating side hustles, catching up on reading all the blog posts I've missed, and of course leaving some time for sport and hobbies.

Getting back to normality
So now it's time to settle in and get into some sort of routine where I can hopefully fit in everything that I would like to do. One of our first challenges is putting all the furniture that's still displaced around the new house into the rooms where it will eventually reside, and of course unpack and dispose of the many, many boxes still waiting to be unpacked in pretty much every room of the house! Please be patient with me while I endeavour to return to normal, my posts may be a bit sporadic for a while but I am trying!

More boxes - waiting to be unpacked!
In the meantime, do tell me what's been going on with you?
I'm also interested to hear your thoughts on the EU referendum result - the UK was clearly split on the vote, obviously slightly in favour of "leave" - it's really interesting to hear thoughts from the different perspectives, I'd like to try to keep an open mind on these things...